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World Nomads

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World Nomads is a travel insurance provider aimed at globetrotters and adventure seekers. On this page, you’ll find a straightforward look at what they offer and why many travellers from the UK pick them. From backpackers to gap year students, World Nomads specialises in policies that cover unusual activities and last-minute plans, making them worth a glance if your trip involves more than just sightseeing.

Last verified: todayEdited by: the grabr.eu team
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About World Nomads

World Nomads sells travel insurance with a focus on flexibility and covering those off-the-beaten-track moments that standard policies often miss. Their plans are designed for travellers who might be hiking, diving, or volunteering abroad, and they cover a wide range of adventurous activities that typical insurers shy away from. They’re popular with younger travellers and those booking last-minute, as you can buy or extend cover even when already overseas, which is handy if your plans change on the fly.

The website is reasonably straightforward, though sometimes navigating between different policy options can feel a bit fiddly, especially if you’re new to travel insurance jargon. They’re known for decent customer service and clear claims processes, which isn’t always the case in this sector. One thing to bear in mind is that their pricing can be a touch higher than basic travel insurance providers, but that’s often the trade-off for broader coverage and peace of mind when doing riskier activities.

If you’re heading off on a gap year, planning a trek in the Himalayas, or considering volunteering in remote locations, World Nomads tends to get recommended. It’s not for every traveller, especially if you’re just after standard cover for a city break, but for those who want to be sure they’re protected for more than just lost luggage, it’s worth checking out.

Money-saving tips for World Nomads

01

Sign up for updates

World Nomads occasionally sends out newsletters with special offers or early alerts about upcoming discounts. Signing up means you might catch a deal before it’s widely advertised, plus you get tips and reminders that could save you money or help you avoid unnecessary cover.

02

Buy cover early

While you can buy World Nomads insurance after you’ve left the UK, purchasing your policy before you travel often works out cheaper. Locking in your cover early means you avoid last-minute price hikes and get the best rates for your trip duration.

03

Combine policies for savings

If you’re travelling with friends or family, look into whether World Nomads has multi-person plans or discounts. Sometimes bundling insurance for a group trip can reduce the overall cost compared to buying individual policies separately.

World Nomads FAQ

Can I get cover if I’ve already left the UK?

Yes, one of World Nomads’ standout features is that you can buy or extend travel insurance even after you’ve started your trip. This flexibility is useful if your plans change or you forgot to sort insurance before leaving. Just bear in mind that some exclusions might apply depending on where you are and what activities you plan to do.

Does World Nomads cover extreme sports and adventure activities?

They do cover a wide range of activities that many standard insurers won’t touch, such as scuba diving, trekking, or mountain biking. However, it’s important to check the exact list of included activities before buying, as some very high-risk sports might need extra cover or be excluded. Their website is fairly clear on what’s included, so it pays to read the small print.

How straightforward is the claims process?

From what travellers report, World Nomads’ claims process is reasonably user-friendly compared to other providers. You can submit claims online, and they tend to respond fairly quickly. That said, like with any insurance, you need to provide thorough documentation. Some customers have mentioned delays if medical reports or receipts are missing, so keeping good records during your trip helps.

Can I pay for my policy with different methods?

World Nomads accepts major credit and debit cards, which is standard for travel insurance. They don’t usually offer alternative payment methods like PayPal or direct bank transfer, so make sure your card is ready to go when you buy. Payments are processed securely, and you’ll get confirmation right away.

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